Where EVERYONE gets a true second chance to drive a reliable car.
No Credit Checks
Financing options tailored to customers with all credit types.
In House Financing
Deal directly with us. No banks, no third-party lenders, no hassle.
Full Term Warranty
Drive with peace of mind, your purchase is protected 50/50.
Trade-In Options
Trade in you current vehicle toward your next one.
Flexible Payment Plans
Affordable bi-weekly payment options to fit your budget.
No credit? Bad credit? Get approved today
Apply Online
GET APPROVED
At AFA Auto, we believe everyone deserves a second chance and the opportunity to drive a reliable car. Whether you're building credit or need flexible financing, AFA is here to help you drive your dream today!
No Credit Checks
50/50 Bumper to Bumper Warranty
Full-Coverage Insurance Waiver
Trade-Ins Accepted
HOW WE WORK
We are
The Bank
At AFA, we understand that life happens. That’s why we provide financing to make car ownership accessible for everyone. When you finance with us, you deal directly with our team – no banks or third parties involved.
In-House FInancing
No third-party Banks
No credit bureaus involved
No credit hits
We make sure our sales process is transparent and offer flexible options for our customers
01
See if you're
Pre-Approved
Complete our online
pre-approval form
02
We'll Contact you
We'll contact you to arrange an in person visit
03
Start quoting Insurance
We will send you all the vehicle information such as the VIN so you could start the process online
04
Confirmation
You will get a confirmation call with more details to arrange the down payment.
Ready to take the net big step?
Don't Have Insurance?
We partnered up with Insurify © to speed up the insurance process saving you hundreds of dollars. Here at AFA we require you to have liability coverage so you can drive off the lot. We offer a collision and comprehensive collateral waiver, waiving the lien-holder.
Having trouble finding the right quote?
We Offer a Full-Coverage Waiver
only for lower tier vehicles
($1595 down and below)
The Basics:
How our financing works:
Our financing system is based on how much you can put down. We do not calculate monthly installments on credit, but on your income and down payment budget alone. The more money you put down the less you'll pay over time.
We are the bank, your loan stays with us
for the length of the term. Giving you the peace of mind and not affecting your
credit at all.
No credit checks or hits
Flexible payments
Full term warranty
Get In Touch
Email:
Address
801 W 5th North St,
Ste A Summerville, SC 29483
Business Hours
Mon – Fri 10:00am – 7:00pm
Saturday - 9:00am - 5:00pm
Sunday – CLOSED
Phone Number:
843-232-1234
